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“A prudent person foresees danger and takes precautions. The simpleton goes blindly on and suffers the consequences.” ~ Proverbs 27:12

This week I’m taking on a personal project – reevaluating my budget and how our little family works financially.  It’s not something I love and definitely a job I would be happy to hand over to someone else, but my son doesn’t seem quite ready to take it on, being a toddler and all.  So it falls to me.

Up until this point, my little boy and I have done pretty well.  I’m thankful to have a job, and people were incredibly generous after the passing of my husband, doing so much to take care of the hospital bills we faced.  However, the budget that I’m operating with is old and mostly the one my husband and I used, which means it needs to be updated.  Things need to be changed and I need to ensure that I am doing the best I can in every area for both my son and myself.

This verse in Proverbs reinforces my goal to keep financial tabs on our household.  As the parent, it is my responsibility to see that danger could be ahead, and to make sure we are prepared for anything that could happen.  My husband did a great job of that, investing his salary and spending money on quality health insurance.  If he hadn’t taken the precautions he did, my son and I would be drowning in ICU debt right now.  Now that he’s gone, I must make sure that I am doing the same thing for our little boy.  I don’t want to be the simpleton in this verse, suffering the consequences for simply going along and not being prepared.  I want to do everything I can to be prudent and take precautions.  Both my son’s future and my own are counting on it.